How to Make a Title for a Motorcycle

You don’t “make” a motorcycle title yourself; you apply for one through your state’s motor vehicle agency by proving ownership, verifying the VIN, completing required forms, and paying fees. Depending on your situation—lost title, no previous title, custom-built, salvage, or out-of-state purchase—you may need a VIN inspection, a surety-bond (bonded title), or a court order. Below is a clear, up-to-date guide to the common paths, documents, timelines, and state-specific wrinkles.

What a Motorcycle Title Is—and Isn’t

A title is the state’s legal certificate identifying a motorcycle’s VIN, model details, and legal owner (and any lienholder). It differs from registration (your license plate and permission to operate on public roads). If a bike is brand new, the Manufacturer’s Certificate/Statement of Origin (MCO/MSO) is the factory document the dealer converts into a title when you first register. For older bikes, a previous title or, in some states, a transferable registration, is the key proof of ownership.

The Core Process to Get a Motorcycle Titled

The following steps describe the standard path most riders follow to obtain or re-establish title with a state DMV or equivalent agency. Exact forms and sequence vary by state, but the essentials are similar.

1. Confirm the bike’s eligibility: ensure the VIN is intact and unaltered; the bike isn’t reported stolen; and it meets equipment rules for your state.
2. Gather ownership proof: prior title, transferable registration (in certain states for older bikes), bill of sale, lien release, and a government ID.
3. Complete your state’s title application: use the official form and ensure all seller/buyer info matches your documents.
4. Handle odometer disclosure if applicable: motorcycles are often exempt under federal rules, but follow your state’s form instructions.
5. Get a VIN/vehicle inspection if required: many states require a law enforcement or DMV agent to verify the VIN—especially for out-of-state, no-title, or rebuilt bikes.
6. Show insurance if tying titling to registration: some states let you title without insurance; most require insurance before issuing plates.
7. Pay taxes and fees: sales/use tax (if not already paid), title fee, possible late penalties, and any inspection fees.
8. Submit paperwork: in-person at a DMV or county tax office, a regional service center, or by mail as allowed.
9. Wait for processing: timelines range from same-day to 2–8 weeks; some states issue an interim receipt before mailing the paper or electronic title.
10. Register for the road: once titled (or simultaneously in many states), obtain registration and plates if you intend to operate on public roads.

Completing these steps with accurate documents usually resolves most title needs; complications arise when prior ownership is incomplete, the VIN needs assignment, or the motorcycle status (salvage/custom) triggers extra inspections.

Special Scenarios and How to Handle Them

You Bought a Motorcycle With No Title

Buying a bike without a title is common with older or barn-find motorcycles, but you’ll need a lawful path to establish ownership. The options below are widely used in the U.S., though availability and details vary by state.

• Bonded title: obtain a surety bond (often 1.5× the bike’s appraised value) and apply for a bonded title; after a claim period (often 3 years), the title can convert to a standard title if no interests emerge.
• Court-ordered title: file a petition to have a court recognize you as the owner when paperwork gaps or disputes exist.
• Prior-owner title recovery: track down the last titled owner to reissue or sign over the title; may require a duplicate title first.
• Abandoned/affidavit process: follow your state’s abandoned vehicle procedure with certified notices and waiting periods; strictly follow statutes.
• Lienholder release: if a lien is on record, obtain a notarized lien satisfaction from the lender or successor institution.
• Use of MCO/MSO: for never-titled bikes, a legitimate MCO/MSO assigned to you can be converted into a first title.

Choose the pathway that best fits your documents and your state’s law; most riders succeed with a bonded title or by locating the prior owner for a proper transfer.

Lost, Stolen, or Damaged Title (Duplicate Title)

If you or the previous owner lost the original title, most states offer a duplicate title process that’s faster than bonded or court routes. Follow these general steps.

1. Check the bike’s record: confirm the titled owner and any lien on file.
2. Complete the duplicate title application: submit with proper ID and any notarization your state requires.
3. Address liens: the titled lienholder typically must request or approve the duplicate until the lien is released.
4. Pay the fee and wait: duplicates often issue within 1–3 weeks; some states offer expedited service.
5. Transfer to you: once the owner has the duplicate, have them properly assign it to you per state rules.

Using the duplicate title route is typically the quickest fix when the ownership chain is intact but the paper is missing.

Custom-Built, Kit, or Reconstructed Motorcycle

Homebuilt or heavily modified bikes can be titled, but expect more documentation and inspections. States may title these as “assembled,” “specially constructed,” or “reconstructed.”

1. Document all major components: keep itemized receipts for the frame, engine, and key parts; avoid stolen-property risk.
2. Obtain/assign a VIN: the state may inspect and assign a new VIN plate if none exists or if parts were sourced from multiple donors.
3. Pass safety/equipment checks: lighting, mirrors, horn, brakes, tires, and DOT-compliant components must meet state standards.
4. Provide emissions evidence where applicable: a few states apply emissions or certification checks to certain model years.
5. File the correct application: expect photos, build sheets, and an affidavit explaining the build.
6. Pay taxes on the value: assessed from receipts or appraisals; keep organized records to avoid overvaluation.

Patience and meticulous paperwork are essential; inspectors look for provenance of parts and compliance with safety rules.

Salvage or Rebuilt Title

For bikes declared salvage after theft, flood, or collision, the path to a rebuilt title requires transparency and inspections.

1. Acquire a salvage certificate or bill of sale: ensure the VIN is correct and lien issues are resolved.
2. Repair and document: keep photos before/during/after repairs and receipts for all major parts.
3. Pass rebuilt inspection: states use specialized inspections to confirm safe repair and verify parts weren’t stolen.
4. Apply for a rebuilt/rebranded title: your new title will reflect the prior salvage status permanently.
5. Check insurance availability: many insurers limit coverage or require additional documentation for rebuilt bikes.

Expect extra scrutiny and a permanent brand on the title; disclose this status to future buyers to remain compliant with fraud laws.

Costs, Timelines, and Risk Checks

Understanding the likely expenses and delays can help you plan—and avoid pitfalls like stolen property or title fraud. The following points summarize typical costs and timing, plus due diligence tips.

• Fees: title fees commonly run $15–$85; inspections $10–$100; taxes vary by state and purchase price; expedited processing may cost extra.
• Surety bonds: premium is usually 1–10% of the bond amount (often 1.5× the bike’s appraised value), depending on credit and risk.
• Processing time: straightforward titles may be same-day to two weeks; bonded/court-ordered/custom builds can take several weeks or months.
• VIN/stolen checks: use a law enforcement or state portal and services like NICB VINCheck to ensure the bike isn’t stolen or totaled.
• Avoid “title washing”: never attempt to register in a lax state to evade brands; penalties can be severe and bikes can be seized.

While costs are usually modest, delays happen if documents don’t line up; verifying the VIN’s history before purchase prevents expensive surprises.

Important State-by-State Nuances (2025)

Every state has unique forms and quirks. Always verify with your state DMV or equivalent agency. Here are widely observed distinctions that matter to many riders.

• California: expects VIN verification for many out-of-state or no-record bikes and may require a CHP inspection for assigned VINs. Emissions/equipment compliance is enforced for on-road use; converting off-highway-only bikes to street use is generally difficult.
• Texas: offers a three-year bonded title path via regional service centers; you’ll submit supporting documents and a surety bond before titling and registering.
• Florida: requires VIN verification in many out-of-state/no-title cases and supports bonded titles; check that any prior lien is satisfied.
• New York: issues titles for 1973 and newer motorcycles; older models use a transferable registration as proof of ownership.
• Pennsylvania: reconstructed or specially constructed bikes require an enhanced inspection and extensive photo/receipt documentation.
• Arizona: uses Level I/II/III inspections depending on the bike’s history; bonded titles are available for ownership gaps.
• Washington: offers an “ownership in doubt” path that can culminate in a title after a defined period; bonding may expedite in some cases.
• Georgia: generally does not title very old vehicles; verify model-year thresholds because older bikes may transfer via bill of sale and registration only.
• Vermont: as of recent changes, residency is required for registration; the previous practice of non-residents titling older/small-displacement bikes via mail is no longer a reliable option.

These examples highlight why checking your exact state’s guidance—and sometimes a neighboring state’s if you’re moving—prevents missteps and wasted fees.

Documents You’ll Commonly Need

To minimize back-and-forth with your DMV, assemble the most complete file you can before applying. The items below cover typical requests.

• Government ID matching your application.
• Proof of ownership: prior title or transferable registration; bill of sale with price, VIN, seller/buyer details.
• Lien release, if any lien is on record.
• VIN verification/inspection form, if required.
• Receipts for major parts (custom/rebuilt); build photos if applicable.
• Proof of address and, where required, proof of insurance.
• Tax payment proof or purchase documentation to assess sales/use tax.

Submitting complete, consistent paperwork is the single best way to speed up approval and avoid multiple trips to the DMV.

Practical Tips

Small steps taken early can save months of delay and reduce your risk exposure.

• Run the VIN before you buy: check theft and lien status; match frame and engine numbers where your state cares about both.
• Use notarization when in doubt: a notarized bill of sale or affidavit can help in states that scrutinize private-party paperwork.
• Keep originals and copies: some agencies keep originals; bring copies to avoid losing irreplaceable documents.
• Call ahead: confirm which forms and inspections are needed based on your exact scenario (no title, salvage, custom, out-of-state).
• Beware of “title services” promising shortcuts: verify they’re licensed and accepted by your state before paying.

A little diligence—especially before purchase—usually prevents the most common titling setbacks and protects you from fraud.

Summary

To get a title for a motorcycle, apply through your state DMV with proof of ownership, a clean VIN, and required forms and fees. If the bike lacks a title, use a bonded title, court order, or prior-owner recovery as your state allows; custom and salvage bikes require inspections and detailed documentation. Costs are modest but delays are common when records are incomplete, so verify the VIN and gather thorough paperwork before you begin.

What is required to register a motorcycle in Utah?

To register a motorcycle in Utah, you need your signed title, a completed Application for Utah Title (TC-656) form, proof of Utah insurance, a valid driver’s license, and proof of inspection (safety inspection certificate and emission certificate, if required for your area). You will also need to pay sales tax and various fees, including the uniform property tax, the registration fee, and the title fee. 
Here is a step-by-step guide:

1. Gather Required Documents
   • Signed Title: The original title for the motorcycle. 
   • Application Form: A completed and signed TC-656, Application for Utah Title. 
   • Insurance: A valid Utah insurance certificate. 
   • Driver’s License: Your valid government-issued driver’s license. 
   • Inspection Certificates: A Utah safety inspection certificate and an emission inspection certificate if required for your area. 
   • Proof of Ownership: A bill of sale or previous registration can be used if a title is not available. 
   • Odometer Statement: For motorcycles less than 10 years old. 
2. Obtain Inspections 
   • Safety Inspection: You’ll need a valid safety inspection certificate for the motorcycle. 
   • Emission Inspection: An emission test certificate may be required depending on the county where you live. 
3. Visit the DMV 
   • Go to your local Utah Division of Motor Vehicles (DMV) office. 
4. Pay Fees
   • Pay the sales and use tax. 
   • Pay the uniform fees and property tax. 
   • Pay the registration fee and title fee. 
5. Receive Plates
   • You will receive your new Utah license plates after completing the process. 

Important Notes

• You can often save time by completing many registration tasks online through the Utah Motor Vehicle Portal (MVP). 
• You must register your motorcycle within 30 days of purchase to avoid penalties. 

Can I get a motorcycle title with a bill of sale in Indiana?

Customers may use a bill of sale to transfer vehicle ownership in very limited circumstances as outlined below. A bill of sale cannot be used to transfer vehicle ownership for a vehicle that requires a certificate of title by law.

What to do if a motorcycle does not have a title?

Visit the local DMV office.
After obtaining the bill of sale and completing an inspection, visit the local DMV office and ask about the process to follow for titling. They will outline the state-specific documentation to provide to complete the process and obtain a title appropriate for a titleless motorcycle.

Can you create a title for a motorcycle?

If all your documentation is approved, the title office will issue you a new motorcycle title. You may also be responsible for paying title fees and taxes. You also have to pay registration fees if you’re registering the motorcycle at that time.